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Cleveland Heights, OH · city desk
Cleveland Heights has its own HOME-funded down payment help, but the City publishes no amount or terms, so buyers need to call before counting on it.
The City of Cleveland Heights Housing Preservation Office lists HOME-funded down payment assistance for low- and moderate-income households buying in the city. That is about all the City's HOME Program page confirms. It gives no dollar amount, no loan type, no exact income cutoff and no word on whether money is available today. Before you build a budget around it, call the Housing Preservation Office and ask three things: how much, whether it is forgiven or repaid, and whether funds remain this year.
The missing details matter more here than in most suburbs because Cleveland Heights is one of five communities left out of the Cuyahoga County Down Payment Assistance Program, along with Cleveland, East Cleveland, Euclid and Lakewood. So the county's offer of up to 17% of the price does not reach a Cleveland Heights address.
The dependable layer is statewide. OHFA's Ohio Heroes gives teachers, police, firefighters, EMTs, nurses and veterans a discounted 30-year fixed rate, and its 3% (conventional) or 3.5% (FHA, VA, USDA) assistance is forgiven after seven years; you need a 640 credit score and homebuyer education before commitment. Cuyahoga's OHFA income limits are $105,000 for 1 to 2 people and $120,750 for 3 or more, with a $566,355 price cap outside target areas. The Communities First grant pays 3%, 4% or 5% of the loan and doesn't require first-time status. Welcome Home, the FHLB Cincinnati grant of up to $20,000, needs $500 of your own funds and a member lender, and its 2026 pool may already be spoken for. Compare them on the Cuyahoga County guide or use the program finder.
City of Cleveland Heights
The City page confirms HOME-funded DPA exists but gives no amount or terms. Cleveland Heights is outside the county program.
Checked November 2026 · our sourcing
Check if I qualify →A home in Cleveland Heights also qualifies for 3 statewide programs, Ohio Heroes among them. The full Ohio list · the program matcher
County page: Cuyahoga County
Plan on a homebuyer class. Nearly every assistance program makes you take one before closing. These HUD-approved agencies near Cuyahoga County teach the class or offer one-on-one counseling before you buy:
| Agency | City | Miles | Services | Languages | How it is taught |
|---|---|---|---|---|---|
| Community Housing Solutions | Cleveland | 5 mi | Buyer class / Pre-buy advice | English / Spanish | In person / By phone |
| Benjamin Rose | Cleveland | 6 mi | Buyer class / Pre-buy advice | English / Spanish | In person / By phone / Online |
| Breaking Chains Inc | Beachwood | 8 mi | Pre-buy advice | English | By phone |
| Home Repair Resource Center | Cleveland Heights | 10 mi | Buyer class / Pre-buy advice | English | In person / By phone / Online |
| El Centro De Servicios Sociales, Inc | Lorain | 24 mi | Buyer class / Pre-buy advice | English | By phone |
From HUD's list of approved housing counseling agencies. A class one program accepts may not count for another.
The City does not publish an amount. Its HOME Program page confirms the assistance exists for low- and moderate-income buyers; contact the Housing Preservation Office for current terms.
No. Cleveland Heights is one of five communities excluded from the county program, with Cleveland, East Cleveland, Euclid and Lakewood.
OHFA down payment assistance (including Ohio Heroes), the Communities First grant and the FHLB Cincinnati Welcome Home grant while funds last.
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