Ohio Heroes · Butler County
Buying your first home in Butler County, Ohio
Butler County has about 400,000 residents. Its seat is the city of Hamilton, which is separate from Hamilton County to the south.
- Hamiltoncounty seat
- 400,128residents
- $126,385income cap, 3+ people
- $566,355price cap
What buyers in Butler County should know
Lakota Local Schools, Hamilton City Schools, Fairfield City Schools and Middletown City Schools all employ teachers, counselors and administrators who fit OHFA's list. The Hamilton Police Department and Hamilton Fire Department are also local employers of eligible staff.
Buyers spread out across Hamilton, Middletown, Fairfield, Oxford and Monroe. If you want some land, OHFA allows up to 2 acres inside a municipal corporation and 5 acres outside one.
Butler's income limits match the Cincinnati area at $109,900 and $126,385, a little higher than much of Ohio, while the single-family price cap stays at $566,355.
The Butler County caps
| Income cap, 1–2 people | Income cap, 3 or more | Price cap |
|---|---|---|
| $109,900 | $126,385 | $566,355 |
Butler County shares the $109,900 and $126,385 non-target income limits with Hamilton, Warren and Clermont counties. Compare the statewide table, or work out a price you can carry.
Local money in Butler County
We found no program today that is limited to Butler County. That does not leave you empty-handed: the statewide options still apply. See the full Ohio list.
Homebuyer classes near Butler County
Plan on a homebuyer class. Nearly every assistance program makes you take one before closing. These HUD-approved agencies near Butler County teach the class or offer one-on-one counseling before you buy:
| Agency | City | Miles | Services | Languages | How it is taught |
|---|---|---|---|---|---|
| Working In Neighborhoods | Cincinnati | 20 mi | Buyer class / Pre-buy advice | English | In person / By phone / Online |
| Miami Valley Community Action Partnership | Dayton | 30 mi | Pre-buy advice | English | In person / By phone / Online |
| County Corp | Dayton | 30 mi | Pre-buy advice | English | By phone / Online |
From HUD's list of approved housing counseling agencies. A class one program accepts may not count for another.
Local employers whose staff may fit
- Lakota Local Schools
- Hamilton City Schools
- Fairfield City Schools
- Middletown City Schools
- Butler County Sheriff's Office
- Hamilton Police Department
- Hamilton Fire Department
Butler County Sheriff's Office deputies and Lakota or Fairfield school staff qualify by role, confirmed by your lender. The full job list
Questions from Butler County readers
Is Butler County the same as Hamilton County?
No. The city of Hamilton is Butler County's seat. Hamilton County, home to Cincinnati, is a separate county, though both share the same income limits.
Can I buy a home on acreage outside Oxford?
OHFA allows up to 5 acres outside a municipal corporation and 2 acres inside one.
Do I need a 20% down payment?
No. Ohio Heroes can be an FHA, VA, USDA or conventional loan, and OHFA's 3% to 3.5% assistance can cover the down payment or closing costs.
Nearby county pages: Franklin · Cuyahoga · Hamilton · Montgomery · Summit · Lucas · Stark · Lorain · all of them
