Ohio edition · November 2026 Program facts checked against official sources every month (800) 555-0100
Ohio Down Payment Assistance

Rates, caps and local money, checked monthly · An independent consumer guide · Not a lender, not the state

Ohio Heroes · county desk

Down payment assistance by county in Ohio

Income limits run from $98,800 to $111,500 (1 to 2 people) across these counties, and the price cap is higher around Columbus. Pick your county.

CountyCounty seatIncome cap, 3+Price cap
Franklin CountyColumbus$128,225$618,475
Cuyahoga CountyCleveland$120,750$566,355
Hamilton CountyCincinnati$126,385$566,355
Montgomery CountyDayton$118,450$566,355
Summit CountyAkron$113,620$566,355
Lucas CountyToledo$113,620$566,355
Butler CountyHamilton$126,385$566,355
Stark CountyCanton$113,620$566,355
Lorain CountyElyria$120,750$566,355
Warren CountyLebanon$126,385$566,355
Delaware CountyDelaware$128,225$618,475
Lake CountyPainesville$120,750$566,355
Mahoning CountyYoungstown$113,620$566,355
Clermont CountyBatavia$126,385$566,355
Trumbull CountyWarren$113,620$566,355
Licking CountyNewark$128,225$618,475
Medina CountyMedina$120,750$566,355
Greene CountyXenia$118,450$566,355
Fairfield CountyLancaster$128,225$618,475
Portage CountyRavenna$113,620$566,355

Limits shown are OHFA's non-target figures effective July 1, 2026; target areas are higher. Your county not here? The state loan still applies everywhere in Ohio; the full limits table has the rest.