Ohio Heroes · Greene County
Buying your first home in Greene County, Ohio
Greene County, east of Dayton with about 174,000 residents, has Xenia as its seat.
- Xeniacounty seat
- 174,322residents
- $118,450income cap, 3+ people
- $566,355price cap
What buyers in Greene County should know
Veterans and service members are a key group for Ohio Heroes. OHFA's list covers veterans, active duty members, reservists and surviving spouses, and honorably discharged veterans don't have to be first-time buyers.
Educators at Beavercreek City Schools, Fairborn City Schools and Xenia Community Schools qualify by role. So do officers with the Beavercreek Police Department, the Xenia Police Division and the Greene County Sheriff's Office.
Buyers commonly consider Beavercreek, Fairborn, Xenia, Bellbrook and Yellow Springs. Greene shares Montgomery County's limits: $103,000 for 1 to 2 people and $118,450 for 3 or more.
The Greene County caps
| Income cap, 1–2 people | Income cap, 3 or more | Price cap |
|---|---|---|
| $103,000 | $118,450 | $566,355 |
Greene County uses $103,000 and $118,450 non-target income limits and a $566,355 single-family price cap. Compare the statewide table, or work out a price you can carry.
Local money in Greene County
We found no program today that is limited to Greene County. That does not leave you empty-handed: the statewide options still apply. See the full Ohio list.
Homebuyer classes near Greene County
Plan on a homebuyer class. Nearly every assistance program makes you take one before closing. These HUD-approved agencies near Greene County teach the class or offer one-on-one counseling before you buy:
| Agency | City | Miles | Services | Languages | How it is taught |
|---|---|---|---|---|---|
| Miami Valley Community Action Partnership | Dayton | 16 mi | Pre-buy advice | English | In person / By phone / Online |
| County Corp | Dayton | 17 mi | Pre-buy advice | English | By phone / Online |
| Neighborhood Housing Partnership of Greater Springfield, Inc. | Springfield | 19 mi | Buyer class / Pre-buy advice | English | In person / By phone / Online |
| Horizon Housing Communities Development for Ohio (Hhcdo) | Dayton | 19 mi | Buyer class / Pre-buy advice | English / Spanish | In person / By phone / Online |
From HUD's list of approved housing counseling agencies. A class one program accepts may not count for another.
Local employers whose staff may fit
- Beavercreek City Schools
- Fairborn City Schools
- Xenia Community Schools
- Greene County Sheriff's Office
- Beavercreek Police Department
- Xenia Police Division
Beavercreek and Xenia officers, county deputies, veterans and Fairborn school staff are all on OHFA's eligible list. The full job list
Questions from Greene County readers
Can I use a VA loan with Ohio Heroes?
Yes. Ohio Heroes can be a VA loan, and OHFA's assistance on a VA loan is 3.5% of the price.
Does a surviving spouse qualify?
Yes. OHFA lists surviving spouses among eligible military households.
I'm a veteran who owns a home now. Can I still use it?
Honorably discharged veterans are exempt from the first-time rule. Income, price and credit limits still apply.
Nearby county pages: Franklin · Cuyahoga · Hamilton · Montgomery · Summit · Lucas · Butler · Stark · all of them
