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Ohio Down Payment Assistance

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Ohio Heroes · Delaware County

Buying your first home in Delaware County, Ohio

Delaware County, north of Columbus with about 242,000 residents, is one of OHFA's ten Columbus-area counties.

  • Delawarecounty seat
  • 242,032residents
  • $128,225income cap, 3+ people
  • $618,475price cap

What buyers in Delaware County should know

That grouping matters. Delaware County's single-family price cap is $618,475 in non-target areas, and $755,913 in a target area, compared with $566,355 in most of Ohio.

Olentangy Schools, Delaware City Schools and Big Walnut Local Schools employ the county's teachers and counselors. Buyers often shop Delaware, Powell, Sunbury, Galena and Shawnee Hills.

Public-safety buyers include Delaware County Sheriff's Office deputies, Delaware Police Department officers and Delaware County EMS paramedics and EMTs, all on OHFA's list of eligible roles.

The Delaware County caps

Income cap, 1–2 peopleIncome cap, 3 or morePrice cap
$111,500$128,225$618,475

Delaware County shares Franklin County's non-target limits: $111,500 (1 to 2 people), $128,225 (3 or more), and a $618,475 single-family price cap. Compare the statewide table, or work out a price you can carry.

Local money in Delaware County

We found no program today that is limited to Delaware County. That does not leave you empty-handed: the statewide options still apply. See the full Ohio list.

Homebuyer classes near Delaware County

Plan on a homebuyer class. Nearly every assistance program makes you take one before closing. These HUD-approved agencies near Delaware County teach the class or offer one-on-one counseling before you buy:

AgencyCityMilesServicesLanguagesHow it is taught
Columbus Housing Partnership, Inc, Dba HomeportColumbus18 miBuyer class / Pre-buy adviceEnglishIn person / By phone / Online
Ohio State University ExtensionColumbus19 miBuyer class / Pre-buy adviceEnglishIn person / By phone / Online
Neighborhood Housing Partnership of Greater Springfield, Inc.Springfield48 miBuyer class / Pre-buy adviceEnglishIn person / By phone / Online

From HUD's list of approved housing counseling agencies. A class one program accepts may not count for another.

Which class counts? Ask the loan officer before you sign up. Lenders who handle Ohio programs know which course is required, and they can get your pre-approval moving while you study. Start the eligibility check

Local employers whose staff may fit

  • Olentangy Schools
  • Delaware City Schools
  • Big Walnut Local Schools
  • Delaware County Sheriff's Office
  • Delaware Police Department
  • Delaware County EMS

Olentangy and Big Walnut school staff, Delaware County EMS crews and sheriff's deputies qualify by role. The full job list

Questions from Delaware County readers

Why does Delaware County get the higher price limit?

OHFA groups it with nine other Columbus-area counties that use a $618,475 non-target single-family limit.

Do Delaware County EMS paramedics qualify?

Yes. EMTs and paramedics are on OHFA's Ohio Heroes list.

How much help on a $400,000 FHA home?

3.5% of $400,000 is $14,000 in OHFA Down Payment Assistance, forgiven after seven years.

Nearby county pages: Franklin · Cuyahoga · Hamilton · Montgomery · Summit · Lucas · Butler · Stark · all of them