Ohio Heroes · Trumbull County
Buying your first home in Trumbull County, Ohio
Trumbull County has about 199,000 residents. Its seat is the city of Warren, not to be confused with Warren County near Cincinnati.
- Warrencounty seat
- 198,972residents
- $113,620income cap, 3+ people
- $566,355price cap
What buyers in Trumbull County should know
Warren City Schools, Howland Local Schools and Niles City Schools are the main school employers. Public-safety buyers include the Warren Police Department, the Warren Fire Department and the Trumbull County Sheriff's Office.
Buyers commonly look in Warren, Niles, Girard, Hubbard and Cortland. All use the base non-target limits of $98,800 and $113,620.
Plan to stay a while. OHFA's down payment assistance is forgiven after seven years, but if you sell before then you repay all of it.
The Trumbull County caps
| Income cap, 1–2 people | Income cap, 3 or more | Price cap |
|---|---|---|
| $98,800 | $113,620 | $566,355 |
Trumbull County uses the base non-target limits, $98,800 for 1 to 2 people and $113,620 for 3 or more, with a $566,355 single-family cap. Compare the statewide table, or work out a price you can carry.
Local money in Trumbull County
We found no program today that is limited to Trumbull County. That does not leave you empty-handed: the statewide options still apply. See the full Ohio list.
Homebuyer classes near Trumbull County
Plan on a homebuyer class. Nearly every assistance program makes you take one before closing. These HUD-approved agencies near Trumbull County teach the class or offer one-on-one counseling before you buy:
| Agency | City | Miles | Services | Languages | How it is taught |
|---|---|---|---|---|---|
| Youngstown Neighborhood Development Corp. | Youngstown | 18 mi | Buyer class / Pre-buy advice | English | By phone |
| Fair Housing Resource Center | Painesville | 38 mi | Buyer class / Pre-buy advice | English / Spanish | In person / By phone / Online |
| Breaking Chains Inc | Beachwood | 40 mi | Pre-buy advice | English | By phone |
| East Akron Neighborhood Development Corp. | Akron | 42 mi | Buyer class / Pre-buy advice | English | In person / By phone |
| Home Repair Resource Center | Cleveland Heights | 43 mi | Buyer class / Pre-buy advice | English | In person / By phone / Online |
From HUD's list of approved housing counseling agencies. A class one program accepts may not count for another.
Local employers whose staff may fit
- Warren City Schools
- Howland Local Schools
- Niles City Schools
- Warren Police Department
- Warren Fire Department
- Trumbull County Sheriff's Office
Warren officers and firefighters, Howland and Niles school staff and county deputies qualify by role. The full job list
Questions from Trumbull County readers
Is this the same as Warren County?
No. Warren is the seat of Trumbull County in northeast Ohio. Warren County is a separate county near Cincinnati with different limits.
What if I sell in year four?
You would repay the full down payment assistance. It is forgiven only after seven years.
Can I refinance later?
OHFA does not publish refinance rules for the assistance on its consumer pages. Ask your lender before you refinance.
Nearby county pages: Franklin · Cuyahoga · Hamilton · Montgomery · Summit · Lucas · Butler · Stark · all of them
