Ohio edition · November 2026 Program facts checked against official sources every month (800) 555-0100
Ohio Down Payment Assistance

Rates, caps and local money, checked monthly · An independent consumer guide · Not a lender, not the state

Ohio Heroes · Portage County

Buying your first home in Portage County, Ohio

Portage County has about 163,000 residents, with Ravenna as its seat.

  • Ravennacounty seat
  • 163,404residents
  • $113,620income cap, 3+ people
  • $566,355price cap

What buyers in Portage County should know

School employers include Kent City Schools, Streetsboro City Schools, Aurora City Schools and Ravenna City Schools. The Kent Police Department, Kent Fire Department and Portage County Sheriff's Office are local public-safety employers.

If you finished a degree in the last 18 months, compare Ohio Heroes with OHFA's Grants for Grads. Both pair a discounted rate with 3% to 3.5% assistance, but Grants for Grads forgives it after five years if you stay in Ohio.

Homes in Kent, Streetsboro, Aurora, Ravenna and Garrettsville all use the base non-target limits of $98,800 and $113,620.

The Portage County caps

Income cap, 1–2 peopleIncome cap, 3 or morePrice cap
$98,800$113,620$566,355

Portage County uses OHFA's base non-target income limits and a $566,355 single-family price cap. Compare the statewide table, or work out a price you can carry.

Local money in Portage County

We found no program today that is limited to Portage County. That does not leave you empty-handed: the statewide options still apply. See the full Ohio list.

Homebuyer classes near Portage County

Plan on a homebuyer class. Nearly every assistance program makes you take one before closing. These HUD-approved agencies near Portage County teach the class or offer one-on-one counseling before you buy:

AgencyCityMilesServicesLanguagesHow it is taught
East Akron Neighborhood Development Corp.Akron17 miBuyer class / Pre-buy adviceEnglishIn person / By phone
Fair Housing Contact ServiceAkron18 miPre-buy adviceEnglishBy phone
Mustard Seed Development CenterAkron21 miBuyer class / Pre-buy adviceArabic / Chinese / English / French / Hindi / Korean / Portuguese / Russian / Spanish / VietnameseIn person / By phone / Online
Breaking Chains IncBeachwood26 miPre-buy adviceEnglishBy phone
Community Housing SolutionsCleveland30 miBuyer class / Pre-buy adviceEnglish / SpanishIn person / By phone

From HUD's list of approved housing counseling agencies. A class one program accepts may not count for another.

Which class counts? Ask the loan officer before you sign up. Lenders who handle Ohio programs know which course is required, and they can get your pre-approval moving while you study. Start the eligibility check

Local employers whose staff may fit

  • Kent City Schools
  • Streetsboro City Schools
  • Aurora City Schools
  • Ravenna City Schools
  • Kent Police Department
  • Kent Fire Department
  • Portage County Sheriff's Office

Kent officers and firefighters, county deputies and Aurora or Streetsboro school staff qualify by role. The full job list

Questions from Portage County readers

I'm a new nurse in Kent. Which program is better?

It depends on your rate quote and plans. Grants for Grads forgives assistance after five years if you stay in Ohio; Ohio Heroes after seven. A lender can compare both.

Can I stack Ohio Heroes with a Mortgage Tax Credit?

OHFA does not say whether they combine. Ask a participating lender.

What's the income limit for a family of four?

In Portage County, the non-target limit for 3 or more people is $113,620.

Nearby county pages: Franklin · Cuyahoga · Hamilton · Montgomery · Summit · Lucas · Butler · Stark · all of them