Scorecard · November 2026
Ohio program status board
A running scorecard on 18 Ohio homebuyer programs: which are taking applications, which are low on money, and which large ones are still open.
- 6open today
- 9money can run out
- 0waitlist
- 3closed
Biggest programs still open
| Program | Where | Amount |
|---|---|---|
| Cuyahoga County Down Payment Assistance Program | Cuyahoga County (51 suburban communities; excludes Cleveland, Cleveland Heights, East Cleveland, Euclid, Lakewood) | Up to 17% of purchase price or $21,900 |
| Parma Down Payment Assistance | City of Parma | Up to $21,900 |
| Welcome Home Program (FHLB Cincinnati) | Ohio | Up to $20,000 grant for down payment and closing costs (2026 round, per member-bank pages) |
| Home at Last | City of Toledo | Up to $12,500; up to $20,000 in Neighborhood Revitalization Strategy Areas (Englewood, Junction, Old South End, East Toledo) |
| Akron Dreams 2026 | City of Akron | $7,500 (reduced if liquid assets after purchase exceed $15,000, per news report) |
| American Dream Downpayment Initiative (ADDI) - City of Columbus | City of Columbus | Up to 6% of purchase price, max $14,999 |
| American Dream Downpayment Initiative (ADDI) - City of Cincinnati | City of Cincinnati | Up to $14,999 |
| City of Lorain HOME Down Payment Assistance Loan | City of Lorain | Up to 10% of down payment/closing need, max $14,900 |
Sorted by the highest dollar figure each program publishes. Programs paid as a percentage can come out larger on pricier homes.
Closed, waitlisted or running low
Don't build a budget around these yet. Use the alert button and we'll flag the day one is back.
| Program | Status | |
|---|---|---|
| Welcome Home Program (FHLB Cincinnati) | Money can run out | |
| American Dream Downpayment Initiative (ADDI) - City of Columbus | Money can run out | |
| Rise Up Program (FHLB Cincinnati pilot) | Closed | |
| Cuyahoga County Down Payment Assistance Program | Money can run out | |
| Parma Down Payment Assistance | Money can run out | |
| City of Dayton Down Payment Assistance Program | Money can run out | |
| Northwest/West Dayton Down Payment Assistance | Money can run out | |
| Southwest Dayton Down Payment Assistance | Money can run out | |
| Montgomery County Down Payment Assistance | Closed | |
| Akron Dreams 2026 | Money can run out | |
| City of Lorain HOME Down Payment Assistance Loan | Money can run out | |
| At Home in Youngstown | Closed |
The kinds of help on offer
| Form of help | Programs |
|---|---|
| Forgivable loan | 5 |
| Deferred loan, no monthly bill | 5 |
| Grant, no repayment | 4 |
| Other | 2 |
| tax abatement | 1 |
Read the fine print: in Ohio, most of this money is a loan, not a gift. Forgivable help only vanishes after you have lived there the required years. Deferred help sits quietly on your title until a sale or refinance, then gets paid off. The payback calculator runs the numbers on an early exit.
